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Showing posts with label debt. Show all posts
Showing posts with label debt. Show all posts

Wednesday, January 6, 2010

Broken Promises, Empty Pockets

These days in the recession as they so call it, have been nothing but a blur to most and most certainly crazy for others.

Banks raising interest on credit cards, charging overdraft fees for every single time your check deposited the day after of 30 minutes after closing.
Your cell provider making things more complicated while giving you the runaround wasting your time, money, and patience.

Where do we go when there are no more walls to lean against? No sidewalks or stoops to sit down on? No breathing room for me, or for you?

The problem in today's world is greed and well...a little more greed.
Our country became greedy, causing us to do the same almost as far as material things, and then bad bets lost credibility to our so called glorious system. We in turn lost our own credibility to keep a good reputation with wealth.

No one is fooled by these thieves. But we sank in and fooled ourselves.
Put things off, just like they wanted us to.
They made a bet with our money, lost it, and we are now paying for it.
Then we made the same bets, lost, and cried about it.

Banks all over have had system errors, causing you to waste your cellphone minutes to stay on the line for half hour. What about the only phone you could possibly have, the prepaid?
Then there's the few of us who knew the system well enough to use a land line, but at one time and one time only had to use the pre paid or cell phone to make the call and wasted 30 - 45 minutes just waiting for an answer to a possible overdraft fee or charge incurred for no reason, or bank error.

No matter how you look at this, we are in for a run.
No marathons here. Call it the treadmill that malfunctioned and wont turn off, and its going too fast for you to jump off and get to the plug.......
Exactly..


Savings are down.
Prices are up.
Morale is low.
Depression is high.

What do we do?

We do what we always do.

Devise a plan. Stick to it for a week. Switch it up to keep things shaking, and then find yourself against the pillows on the biggest couch to breathe and relax.

or..

Devise a plan, screw the plan, come up with a million dollar scheme and drain into a bigger hole, or possibly build a mound. How far could you take your efforts?

Point is. Everything's going down, but don't give up.
Fight for your money earned.
Start this new year with a plan that you know IS achievable.
Hook it up.
Run.
Bring your water bottle, too.
This time we ride the road.
Nature's original path.


And that's Real Talk.

Saturday, November 21, 2009

The man wants his relief..

When will mine come?

Today Americans and many across the globe are being stuck into bigger debt than ever before.
We don't realize the consequences of our debts when the payments become nothing but fragments to a much bigger pot.

The interest rates are what kill us and adding to the pot when we pay things off is all the wrong.

However,
The companies making their profits in the sense aren't really the bad guys. We as people like to spend what we don't have naturally. Pay it off later as we say. Later is here and the payments are not going to be enough.

So what do we do in times of desperation especially with the holidays coming up and the job losses increasing?
If you ever thought about working for the government, you might have to if you didn't before.
Naturally those who have the BEST bonuses for working is a government owned operation.
Any benefits anywhere else never compare. Why is this? Think about it.
Our so called freedoms are limited. Everyday we cause ourselves to lose more and more of them by complaints or over-exaggerations in situations. This is probably why no one will hire anyone in anywhere for any reason. We don't want to lose money we don't have. Workforces don't either.

The lawsuits pile up from dirty crimes, which leaves less openings for those with bigger mouths in a sense.

Many have lost homes.
Many have lost lives.
Many have lost the will.

It's time to start spending correctly. Stop giving back so much to those who don't need it.
I don't mean stop paying for food for you and your friends.
Just don't always be the only one.
Don't be so hard with your money that you can;t treat when others are treating.
Money isn't everything. (At least until your out of your hole)

Moral of the story is,
Our lives are becoming consumed with irrelevance. Things we don't need to have.
Money is being thrown away and we barely see it just because we rely on impressions from others who in the long run won't really ever be there again.
But that isn't 100% truth. Some people will stick around for more goodies ;).

So start revving up your checking accounts with your savings.
Stop using the credit card unless you know you can pay the entire balance off within 2 weeks.
Think about the money you'll save on not relying on the charge.
It's killing everyone's pockets.
The ones who have your money, lost it in Vegas.

And that's Real Talk.